The Diamond Club Explains How To Insure Your Jewellery
If you own some valuable pieces of jewellery, you want to ensure that they are adequately insured should something happen. While your jewellery should be covered under your home and contents insurance, you need to check that you are covered for the full value of your pieces.
Have you ever stopped to think just how much your jewellery collection is actually worth? When you add up all the pieces you’ve collected over the years, you could find you’ve invested more than you expected – and that your home and contents insurance doesn’t cover the full amount.
It is a good idea to have your jewellery valued so you have an official record of how much it is worth which will help when taking out an insurance policy. This is especially important if you have some custom designed pieces.
If you have a comprehensive contents insurance package, you could find that your jewellery is covered to a certain extent, but it might be worth checking with your provider. It could be possible for you to extend your policy to specifically cover all of your jewellery, and to increase your insurance every time your collection expands.
Alternatively, there are insurance companies that specialise in helping you find the best policy to suit your collection.
A good way to find insurance for your collection is to go to your jeweller; they may be able to point you in the direction of a good specialist firm.
For more information about diamond rings and diamond earrings, or for a jewellery store in Perth, contact The Diamond Club on 08 6555 3199.
- Loading comments...
